Skip to content
NewInstant payouts are now live in 40+ countries.

Merchant of record for software

Sell everywhere.
Settle once.

Nordgate becomes the merchant of record for your software. Sell in 140+ countries and earn on a single settlement, while we run payments, tax, fraud, and compliance behind every order.

Visa
Apple Pay
Klarna
Alipay
Mercado Pago
SEPA
Visa
Apple Pay
Klarna
Alipay
Mercado Pago
SEPA
Mastercard
Google Pay
Afterpay
WeChat Pay
Venmo
Bitcoin
Mastercard
Google Pay
Afterpay
WeChat Pay
Venmo
Bitcoin
American Express
PayPal
Samsung Pay
Paytm
Cash App
Discover
American Express
PayPal
Samsung Pay
Paytm
Cash App
Discover

Trusted by 2,000+ software sellers, from indie studios to public companies

  • SaaS & cloud software
  • Developer tools & APIs
  • Games & in-app goods
  • Digital media & content
  • Online learning & creators
  • Security software
140+
Countries served
90+
Local payment methods
11 days
Median time to launch
$4B+
Settled for sellers in 2025

Why Nordgate

Rapidly transform, grow, and scale your online business.

01

Global reach

Be where your buyers are.

  • Sell into APAC, Africa, India, Japan, and Brazil with no local entity
  • Localize checkout to lift conversion in every market
  • Accept 90+ payment methods across 45+ currencies
  • Stay compliant with local rules out of the box
02

Complete delegation

Focus on the product.

  • Hand payments, tax, and fraud to our teams
  • Keep full control of subscriptions and lifetime value
  • Stay compliant in every country you sell in
  • Offload reconciliation and operational busywork
03

One partner

Save time and resources.

  • One integration instead of a dozen vendors
  • Integrate the API once, then run on autopilot
  • Fewer contracts and invoices, one settlement
  • Ship faster with far less to maintain

By the numbers

See every dollar move, in real time.

Revenue, payouts, tax, and disputes roll up into one dashboard and a clean export. No more reconciling spreadsheets across vendors.

Book a product tour

$2.42M

Settled this month

+18%

48,120

Active subscriptions

+6.4%

$312K

Tax remitted

12 regions

92%

Disputes won

last 90 days

Settled volume

USD, millions

How buyers pay

Share of completed orders

  • Cards41%
  • Digital wallets27%
  • Bank transfer16%
  • Buy now, pay later9%
  • Local methods7%

Charts use illustrative sample data.

One contract

Turn off the vendor sprawl.

Most teams run six tools to sell software abroad. Nordgate folds them into one integration and one invoice, so you can switch the rest off.

Map your migration
Payment gatewayHandled
Tax & VAT engineHandled
Fraud & chargebacksHandled
Subscription billingHandled
Reseller portalHandled
Localized support deskHandled
A finance team reviewing figures at a desk

Become the merchant of record, not the back office.

We take legal ownership of every sale. The tax bill, the chargeback, and the compliance audit land on Nordgate, not on your team.

  • Legal seller of record in 140+ countries
  • One contract, one settlement, one reconciliation
  • Audit-ready records and on-time payouts
  • Go live in days with our API or hosted checkout
How the model works

Why software teams hand us the hard parts.

We switched off three vendors and a tax engine the week we moved to Nordgate. Reconciliation went from days to minutes.
VP Financea B2B SaaS platform
Launching in Japan and Brazil used to be a quarter of legal work. With Nordgate it was a configuration change.
Head of Growtha digital-commerce company
Our chargeback rate dropped by half in a quarter, and we retired the payments on-call rotation entirely.
Director of Paymentsa security-software vendor

Questions, answered.

Still unsure how a merchant of record fits your stack? Ask us anything.

What exactly is a merchant of record?

A merchant of record is the legal seller in a transaction. Nordgate sells your product to the buyer, then pays you, so the payment, tax, and compliance obligations sit with us instead of your company.

How does Nordgate price?

One revenue share per sale, with no setup fees and no monthly platform fee. Sellers with higher volume move to custom rates.

How long does it take to launch?

Most teams are live in about two weeks. A hosted checkout can be running the same day you sign up.

Which payment methods and currencies are supported?

Over 90 local payment methods across 140+ countries, settled to you in the currency you choose, on the schedule you set.

Do you handle refunds and chargebacks?

Yes. As the merchant of record we manage refunds, disputes, and chargeback representment, and we carry the liability.

Ready to sell in every market?

Tell us what you are launching. We will map the fastest route to revenue and the markets worth opening first.

Or reach us at sales@nordgate.financial

No credit card. No commitment.