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NewInstant payouts are now live in 40+ countries.

Global payments

Take the methods your buyers already trust.

One integration accepts cards, wallets, bank transfers, and local methods across 140+ countries. We route each order through the rail with the best odds, then settle to you in the currency you pick.

140+
Countries served
90+
Local payment methods
45+
Settlement currencies

Coverage

Where your buyers pay.

The same integration reaches every region below. Bars show the share of local methods live today; we keep adding them.

A few of the methods we route

VisaMastercardAmerican ExpressPayPalApple PayGoogle PayAlipayWeChat PayKlarnaSEPARevolutMercado Pagoand 80 more
EuropeSEPA, iDEAL, Bancontact
31 methods
North AmericaCards, ACH, wallets
18 methods
Latin AmericaPix, OXXO, Boleto
22 methods
Asia PacificAlipay, GrabPay, UPI
27 methods
Africa & Middle EastMada, M-Pesa, Fawry
14 methods

Coverage shares are illustrative sample data.

What runs underneath

One integration, four jobs done.

Acceptance, routing, settlement, and reconciliation are one system, not four contracts.

Acceptance

Wallets and local methods

Show buyers the method they already use, from Alipay to iDEAL to Pix, ranked by local completion rate.

  • Cards41%
  • Digital wallets27%
  • Bank transfer16%
  • Local methods16%
Routing

Smart routing

Each order takes the rail with the best approval odds, with automatic retries against alternates when an issuer declines.

Authorization ratetrending up
Settlement

Multi-currency settlement

Collect in the buyer's currency, settle to yours on a daily, weekly, or monthly cadence, in one payout file.

Settlement cadence
DailyWeeklyMonthly
  • EUR collected12,480
  • USD collected9,210
  • GBP collected6,540
  • JPY collected1,240,000
One payout, CAD41,900

Illustrative; settled to your account currency.

Reconciliation

Reconciliation, settled

Fees, refunds, tax, and FX land on one statement that ties out to the cent, so finance stops chasing vendors.

Settledthis month
$2.42M
Refunds1.6%
$38K
FX spreadblended
$11K

Methods live by region

illustrative
Europe38 live
VisaMastercardPayPalKlarnaSEPARevolut+32
North America22 live
VisaMastercardAmerican ExpressApple PayGoogle Pay+17
LATAM26 live
VisaMastercardMercado PagoPayPal+22
APAC41 live
AlipayWeChat PayVisaMastercardGoogle Pay+36
Africa & ME19 live
VisaMastercardPayPal+16

No local entity

Sell into a new market with a setting, not a subsidiary.

Because Nordgate is the merchant of record, the local acquiring, entity, and licensing all sit with us.

  • Turn on a country without registering a company
  • Local acquiring lifts approval rates over cross-border routing
  • Methods reorder automatically to the local favorite
  • One settlement and one statement, every market
How the merchant-of-record model works
We turned on Pix and OXXO in an afternoon and watched Brazil and Mexico go from rounding errors to real revenue lines.
Head of Growtha digital-commerce company

Questions, answered.

Do I need a local entity to accept a local method?

No. Nordgate is the merchant of record, so the local acquiring, the entity, and the regulatory relationship sit with us. You sell into a new market with a configuration change, not a company registration.

How does settlement work across currencies?

We collect in the buyer's currency and settle to you in the currency you choose, on a daily, weekly, or monthly schedule. One payout file covers every market, so reconciliation stays in one place.

Can I choose which methods show in each market?

Yes. Methods are configurable per country and per product. By default we show the methods with the highest local completion rate first, but you can pin, hide, or reorder them.

What happens when a payment fails?

Failed authorizations are retried against alternate rails where the issuer allows it, and recurring charges enter automatic dunning. You see the reason code and the recovery outcome on every order.

Is there an extra fee per added method?

No. Every supported method is included in your revenue share. Pricing does not change when you turn on a new country or a new local method.

Global payments

Open the markets worth opening.

Tell us where your buyers are. We will map the methods and currencies to switch on first.

Or reach us at sales@nordgate.financial