Merchant of record
Legal seller in every market, so the liability and the paperwork sit with Nordgate.
100%
of seller-of-record liability carried for them
All customers
Endpoint-protection vendorSecurity software
How an endpoint-protection vendor could hand its fraud and dispute load to Nordgate and keep its engineers on the product.
Security software, selling worldwideIllustrative scenario
Disputes handled
fraud and chargebacks carried by Nordgate
The challenge
Without a merchant of record.
A vendor selling annual licenses across Europe, the Gulf, and Southeast Asia can become a target for card-testing fraud, with chargebacks climbing on a self-serve checkout and acquirers watching the account.
A small payments team ends up building risk rules by hand. Every new market means a new fraud model, a new dispute workflow, and another interruption when a card network flags the account.
The starting point
- Vendors to manage6+
- Markets they could bill inlimited
- Liability on their team100%
Illustrative snapshot of a typical pre-Nordgate stack.
What Nordgate does
With Nordgate.
As merchant of record, Nordgate would take legal ownership of every sale and put real-time scoring in front of the checkout, so suspicious orders are routed to a step-up challenge instead of being waved through.
Nordgate's disputes team would run representment end to end, so chargebacks stop landing on the vendor's engineers and the team can stay on the product.
Illustrative settlement over time
indexed, illustrativeSample shape only, not actual figures.
What Nordgate would run
Subscriptions
Recurring billing with automatic retries, so failed cards recover without anyone watching.
Recovered revenuecompounding
Tax & compliance
VAT, GST, and sales tax calculated, collected, and filed in every region they reach.
Every
region they sell in
0
filings on them
Fraud, disputes & support
Real-time scoring, dispute representment, and buyer support in the local language.
Local
buyer support
Their
language
More illustrative scenarios.
Browse allB2B SaaS
Tax, remitted
calculated and filed in every market they sell into
Enterprise SaaS platform
How an enterprise SaaS platform could hand tax and reconciliation to Nordgate across every market it sells into.
Read the storyDeveloper tools
One integration
in place of a stitched-together billing stack
Developer-tools company
How a developer-tools company could replace a stitched-together billing stack with a single Nordgate integration and one settlement.
Read the storyYour turn
Tell us what you are launching.
We will map the fastest route to revenue and the markets worth opening first, the same way Nordgate would for a team like yours.
Or reach us at sales@nordgate.financial